Luis Colorado is Head of Digital Banking and Innovation, Santander Spain. He is an Executive Committee member at Santander Spain and Board Member at JV Aegon-Santander, Santander Insurance Spain, Santander Technology, Santander Operations and SEMS (Santander Elavon Merchant Services). He held several previous positions at Santander Spain, such as head of Commercial Banking, Head of Retail banking and Head of Marketing & CRM.